At Woman To Woman Talk Magazine, we love highlighting successful women in business as a display of inspiration to our readers. What has made Destined2Millions Founder, Bertha Winston successful is her ability to effectively communicate her vision and strategy to her team members, customers, and stakeholders. Making important decisions, setting goals and priorities, and creating a culture have supported the success of Destined2Millions. Additionally, Bertha has been successful because she is able to adapt and is willing to pivot as necessary in response to changes in the market or other external factors which is crucial for long-term success.
You’ve helped women and men with powerful financial resources, tools, and information to incorporate into their business & life. What is the first thing someone should think about on the road to eliminating their debt?
Set a budget, start by listing all your sources of income. This may include your salary, rental income, and investment income. Or any other sources of money you receive. Next, list all your income expenses, including your debt payment, housing costs, utilities, transportation, groceries, and entertainment. Be sure to include all your debts in your budget, including credit card debt, student loans, and any other loans or lines of credit.
From following your retired and debt-free teachings, we’ve learned that 70% of people don’t retire without some form of debt. Why is this happening and what methods do you educate others on to prevent this?
This is happening because the average person does not plan for retirement. They do not put aside money for an emergency, they do not have any investments, and while working they overspend and do not make wise decisions with their finances. List all your debts and prioritize them based on interest rates, fees, and the total amount owed. Start by paying off the debt with the highest interest rate, as this will save you the most money in the long run. The debt with the highest interest rate should be your top priority, as this is the debt that will cost you the most money over time.
What vital information have you learned while navigating the financial literacy industry that you would like to share with our readers?
You must be disciplined and consistent. Stick to your plan and remain committed to paying off your debts.
This may require making sacrifices or cutting back on expenses, but it will ultimately help you achieve financial freedom and retire debt-free. You did not get in debt overnight and you will not get out overnight. Just stay the course and be determined.
For those who aspire to improve their finances and build wealth, what would you like to say to them?
Increase your income, including taking on a side job or starting a small business, asking for a raise or promotion at your current job, or investing in stocks or real estate. This could involve freelancing or consulting in your area of expertise, driving for a ride-sharing service, or selling products online. This may require building your skills or taking on additional responsibilities, but it can be a powerful way to boost your income and achieve your financial goals.
Lastly, for anyone who is interested in becoming a member of Destined2Millions what would you like to say to them?
It is an awesome company, debt-free, AA+ with the Better Business Bureau. We are family oriented and no one is left out. We help people improve their credit, minimize taxes, eliminate debt, invest like to pros and earn extra income from their cell phone or laptop. We help people shift their income that was going to the banks, the creditors, and the government back into the people’s pockets where it should be. We serve anyone and everyone who is looking to improve their finances no matter their age, race, or background.
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